Select Us

Powered by a state of the art rate decisioning engine, the Bankrate Select website is able to provide you with a real time rate offer that is based on your own personal borrowing ability. Unlike advertisements or our traditional rate tables, the rates you see are not just to get you to call the lender, they are a real time output of what programs and rates you are eligible for. In fact, you can see as many as four different loan programs offers at one time. There is no guess work, no bait and switch, no explaining why you don¹t qualify for the advertised rate. What you see is what you get. We guarantee it.*

Why We Selected Them

All Bankrate Select lenders are direct lenders authorized to lender in most every state. Going direct to the source eliminates the middleman and our streamlined platform eliminates the excessive borrower costs that are associated with tradition advertising methods our participating lenders typically engage in. The result; the lowest price mortgage with fastest closing times.

The Bankrate Select DIFFERENCE

BRS vs. Local Broker: A broker by definition is not a lender. They do not control your loan, the loan process or your loan terms. Why use a middleman for a mortgage when you avoid the middleman for every other product or service you buy?

Our Select group of lenders are all direct lenders who make the loan decision. Their interest rates and loan guidelines are all in our website waiting to generate a loan offer for you. Click here to get started.

BRS vs. Traditional Ads or lead companies: Unlike tv, internet or newspaper ads, our rate decisioning engine doesn't show you rates that are meant to look good, it displays real rates that you qualify for based on your loan and credit information. What's more, by accepting the offer online, our standard of ethics backs your loan with our Select family of guarantees. No more guess work, no more lender excuses, no more run around, no more bait and switch, just the lowest rates, fastest process and peace of mind you deserve.